Yet aehotnr day, yet aehotnr boldfaced lie from …

Ming, RIP

Ming, RIP

Comment posted on Oldest Animal Was Over Half a Millenium Years Old by Fuad

Yet aehotnr day, yet aehotnr boldfaced lie from the Administration. I don’t think so. The admin is saying privately purchased premiums avg more than employer purchased ones. The WSJ quotes the CBO as asserting privately purchased premiums are 1/3 lower. How can this be?1. Is it apples to apples? Since privately purchased plans face both a tax disadvantage AND selection disadvantage (pre-existing conditions? you’re premiums are much higher!) the people who DO buy private plans may be buying less coverage. Additionally people for whom private premiums would be very high do opt not to buy private coverage so the actual plans purchased privately do end up being 1/3rd less. That doesn’t make it untrue to assert that if you took 100 random people getting employer coverage today and tried to make them buy coverage privately their premiums would end up higher.2. It doesn’t make any sense. If privately purchased coverage is 1/3 less than employer coverage it begs the question of:a. Why aren’t benefit experts employed by big employers doing their job of extracting value with their bargaining power?b. Why aren’t employees demanding higher pay in exchange for no coverage? At 33% savings the tax benefits are being eclipsed.

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0 thoughts on “Yet aehotnr day, yet aehotnr boldfaced lie from …

  1. Yet aehotnr day, yet aehotnr boldfaced lie from the Administration. I don’t think so. The admin is saying privately purchased premiums avg more than employer purchased ones. The WSJ quotes the CBO as asserting privately purchased premiums are 1/3 lower. How can this be?1. Is it apples to apples? Since privately purchased plans face both a tax disadvantage AND selection disadvantage (pre-existing conditions? you’re premiums are much higher!) the people who DO buy private plans may be buying less coverage. Additionally people for whom private premiums would be very high do opt not to buy private coverage so the actual plans purchased privately do end up being 1/3rd less. That doesn’t make it untrue to assert that if you took 100 random people getting employer coverage today and tried to make them buy coverage privately their premiums would end up higher.2. It doesn’t make any sense. If privately purchased coverage is 1/3 less than employer coverage it begs the question of:a. Why aren’t benefit experts employed by big employers doing their job of extracting value with their bargaining power?b. Why aren’t employees demanding higher pay in exchange for no coverage? At 33% savings the tax benefits are being eclipsed.

    VA:F [1.9.11_1134]
    VA:F [1.9.11_1134]
  2. I’ve always watend to recognize a blogger (you or Fit Chick in the City) but because I think it’s cool that we live in the same city. However, I don’t think I’d have the guts to say anything to you.As for the presentation: PRACTICE. And make sure you know what you’re talking about (obviously you will). But I mean, know what you’re gonna say and be prepared. Have note cards but try to keep them away and not focus on them. Just one more thing to worry abou and probably trip you up. I always have to wear my hair back to keep me from absent mindedly playing with it. LOOK confident and stand straight with both feet flat. If you think you are going to be tempted to play with you nails or fingers/hands keep them in or on the podium if you are given one; it will be much less obvious that you are doing fidgeting (even just putting them in/on the podium might keep you from playing or make you a little more comfortable I NEVER know what to do with my hands).Ummmm I think thats all I’ve got! Hahaha good luck!

    VA:F [1.9.11_1134]
    VA:F [1.9.11_1134]

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